HomeSecure covers :

Loss or damage to buildings and contents due to :-

·          Fire, smoke, explosion, lightning, earthquake, storm, tempest and flood

·          Impact damage by falling or flying objects

·          Theft or attempted theft

·          Escape of water from any fixed domestic tank, pipe, heating or air-conditioning  system

Coverage applicable to Building only

·          Architects, surveyors and legal fees as well as the cost of removing debris from the site or demolishing the building when the cause of the damage is covered by the policy.

·          Accidental damage to cables and underground pipes servicing the home from a public supply.

·          Accidental damage to fixed glass and sanitary fittings.

Coverage applicable to Contents only

·          Loss of food in deep freeze due to temperature change from defined causes.

·          Accidental damage to television sets, computers, video and audio equipment.

·          Accidental damage to mirrors and plate glass tops to furniture and fixed glass in furniture.

Other features

·          Rent and accommodation costs when the home is made uninhabitable due to an insured cause.

·          Key replacement when external door key or a domestic safe key fitted in the building is lost.

·          Personal liability.

·          Employer's liability for domestic staff.

·          Tenants legal liability.

·          Personal accident cover for the insured person and spouse.

Optional covers

·          Personal accident to domestic staff.

·          Riot, strike, malicious damage including sabotage and terrorism.