Rest Assured with ProtectSecura
Over the counter protection plan
ProtectSecura is tailored to cover 11 critical illnesses, and provides additional benefits that offer you more protection. With ProtectSecura, you can instantly avail the benefits that can assure a safe future for you and your family.
- Protection from 11 Critical Illnesses.
- Bundles three additional benefits – Accidental Death Benefit, Permanent Total Disability and Permanent Partial Disability due to Accident.
- Choice of coverage from BHD 5,000/- to BHD 10,000/-.
- Affordable contributions.
- Easy documentation.
- Shari’ah Compliant.
- What is the eligibility to apply for ProtectSecura?
If your age is between 18 years to 50 years, you are eligible to apply for ProtectSecura.'
- What are the benefits covered in ProtectSecura?
ProtectSecura covers 11 Critical Illnesses namely Cancer, Kidney Failure (chronic and end stage failure of both kidneys to function), Major Organ Transplant, Multiple Sclerosis (Impairment of motor or sensory function), Paralysis of Limbs (total and irreversible loss of muscle function to the whole of any two limbs), Stroke, Heart Attack, Coronary Artery By-pass Graft Surgery, Blindness (loss of sight in both eyes), Heart Valve Replacement, and Surgery for a Disease of the Aorta.
ProtectSecura also provides you with three additional benefits – Accidental Death Benefit, Permanent Total Disability and Permanent Partial Disability due to Accident – that are compulsorily bundled with the base plan.
- What is the term for ProtectSecura?
ProtectSecura is a one (1) year plan that can be renewed every year upon expiry.
- What are the minimum and maximum coverages available in ProtectSecura?
The minimum coverage for each of the 4 covered Benefits is BHD 5,000/- and the maximum coverage is BHD 10,000/-. All covers are in the multiples of BHD 1,000/-, therefore if you choose the maximum cover of BHD 10,000 on each Benefit, you will be covered up to BHD 40,000. The below diagram shows an illustration.
- What are the specific conditions for ProtectSecura?
ProtectSecura has a minimum waiting period of 90 days for critical illness cover from the effective start date. However, such waiting period is not applicable upon renewal of the plan.
- What is the benefit for me and/or my family in case I meet with any unfortunate event (God forbid) if I have covered only myself in ProtectSecura?
As a participant, in case you get treated for any of the 11 critical illnesses and survive a minimum of 30 days from the day of the incident, you would get paid the Critical Illness Benefit cover amount.
In the unfortunate event of accidental death (God forbid), your family would get paid the Accidental Death Benefit Life cover amount immediately.
In case of permanent total disability due to an accident that results in interruption of your regular activity or work for at least 6 months, you would get paid the Permanent Total Disability Benefit cover amount.
However, in the unfortunate event of permanent partial disability due to an accident, you would get a lump sum calculated as per the scale mentioned in the policy contract. The claim amount is based on the type of disability. A wide range of permanent disabilities are covered and include but not limited to permanent loss of one or more limbs, eyes, loss of hearing in one or both ears, speech, toes, fingers and many other forms of permanent disabilities. Please refer to the policy contract for more information.
Adherence to your principles
Takaful, which means “guaranteeing each other”, observes the rules and regulations of Islamic law (Shari’ah). BBK’s partnership with Medgulf Allianz Takaful means that this Secura plan is built on the principles of mutual cooperation and shared responsibilities. By securing a Medgulf Allianz Takaful product through BBK’s Secura, you cooperate with other Participants for the common good. You, therefore, contribute positively to providing quality of life for all and upholding the dignity of individuals, families, and our society in general.
As a participant to the mutual system, you may be eligible to receive a share of any declared surplus from the Participants Takaful Fund. Distribution of the surplus is in accordance to Medgulf Allianz Takaful’s Surplus Policy as approved by its Shari’ah Supervisory Board.
We are at your assistance
We know that choosing the right investment product is not an easy task. Hence, our expert Financial Consultants are available to assist you in structuring a proper financial plan that meets your financial objectives. You can also feel free to contact our Customer Service Personnel anytime for assistance. We are happy to assist you.
This brochure contains only general information. It does not constitute an offer to buy or sell a Takaful plan or service nor is it intended to provide any financial advice. Any person interested in this plan should read and consider its complete Terms and Conditions before making a decision. Please request the same from our authorised Financial Consultants.
For more details on SECURA, please visit any BBK branch, www.bbkonline.com, or contact us on any of the following:
BBK Contact Centre: 17207777, Email: email@example.com
Rest Assured with ProtectSecura