The Credit department has an important function in identifying, measuring, monitoring, and controlling credit and market risks, reinforcing the Bank’s own carefully developed systems and meeting the regulatory requirements specified by the Central Bank of Bahrain (CBB) and the Basel Convention.
It seeks to ensure efficient customer service by developing smoother processes to increase credit-risk awareness and keep business managers updated about the changes in business environment that may affect the quality of the portfolio.

The department is committed to ensuring that credit approval procedures and practices are consistent with the Bank's lending principles and policies, thereby meeting the objective of maintaining the balance between operational efficiency and quality of assets.