Financial highlights

Total equity

+ 9.3 %

Total equity increased
to BD 547 million.

Total assets

+ 7.9 %

Total assets increased
to BD 3,865 million.

Net profit

+ 12.4 %

Net profit increased
to BD 75.4 million.

  • Income statement highlights (BD millions)
  • Net interest income
  • Other income
  • Operating expenses
  • Net profit
  • Cash dividend
  • Stock dividend
  • Financial statement highlights (BD millions)
  • Total assets
  • Loans and advances
  • Investments
  • Customer deposits
  • Term borrowings
  • Total equity
  • Profitability
  • Diluted earnings per share (fils)
  • Cost / income
  • Return on average assets
  • Return on average equity
  • Profit per employee (BD)
  • Capital
  • Capital adequacy
  • Equity / total assets
  • Term Borrowings / equity
  • Liquidity and business indicators
  • Loans and advances / total assets
  • Loans and advances / customer deposits
  • Investments / total assets
  • Liquid assets / total assets
  • Net yield ratio
  • Number of employees*
  • 2019
  •  
  • 107.3
  • 51.0
  • 63.2
  • 75.4
  • 40%
  • 5%
  •  
  • 3,865
  • 1,671
  • 946
  • 2,170
  • 333
  • 547
  •  
  • 59
  • 40.0%
  • 1.9%
  • 14.9%
  • 54,139
  •  
  • 21.7%
  • 14.2%
  • 60.9%
  •  
  • 43.2%
  • 77.0%
  • 24.5%
  • 34.4%
  • 3.0%
  • 1,392
  • 2018
  •  
  • 109.9
  • 51.2
  • 57.7
  • 67.1
  • 40%
  •  
  • 3,582
  • 1,773
  • 863
  • 2,374
  • 145
  • 500
  •  
  • 52
  • 35.8%
  • 1.8%
  • 13.7%
  • 50,351
  •  
  • 19.6%
  • 14.0%
  • 28.9%
  •  
  • 49.5%
  • 74.6%
  • 24.1%
  • 27.6%
  • 3.1%
  • 1,333
  • 2017
  •  
  • 90.9
  • 52.2
  • 54.0
  • 58.7
  • 35%
  •  
  • 3,763
  • 1,741
  • 796
  • 2,624
  • 199
  • 501
  •  
  • 45
  • 37.8%
  • 1.6%
  • 12.1%
  • 49,902
  •  
  • 20.0%
  • 13.3%
  • 39.7%
  •  
  • 46.3%
  • 66.3%
  • 21.2%
  • 34.7%
  • 2.7%
  • 1,176
  • 2016
  •  
  • 85.8
  • 47.7
  • 53.1
  • 56.4
  • 30%
  •  
  • 3,703
  • 1,767
  • 812
  • 2,494
  • 206
  • 474
  •  
  • 44
  • 39.8%
  • 1.5%
  • 13.2%
  • 52,523
  •  
  • 18.5%
  • 12.8%
  • 43.5%
  •  
  • 47.7%
  • 70.9%
  • 21.9%
  • 32.6%
  • 2.5%
  • 1,074
  • 2015
  •  
  • 72.7
  • 48.4
  • 49.8
  • 53.2
  • 25%
  •  
  • 3,646
  • 1,765
  • 794
  • 2,643
  • 205
  • 361
  •  
  • 50
  • 41.1%
  • 1.4%
  • 14.8%
  • 50,630
  •  
  • 14.9%
  • 9.9%
  • 56.7%
  •  
  • 48.4%
  • 66.8%
  • 21.8%
  • 32.0%
  • 2.1%
  • 1,051

* Number of employees has been adjusted to include employees of the entities owned and controlled by the Group’s directly owned subsidiaries in order to conform to the presentation of annual audited consolidated financial statements.