Al Hayrat Account

Bank of Bahrain and Kuwait – Al Hayrat Promotional Campaign – Terms and Conditions

1. This promotional campaign is exclusive to Retail banking customers of Bank of Bahrain and Kuwait.
2. The promotional campaign will commence on 1st July 2026 until 31st May 2027.
3. Winners will be contacted by telephone, electronic mail, or SMS within ten (10) business days from the day of the draw.
4. BBK Group staff members, board members, their spouses, sons, daughters and parents are not eligible to participate in the promotional campaign.
5. The bank may at any time in its sole discretion modify the terms and conditions after obtaining the MOIC consent and notifying its customers of such modification(s).

Monthly Draws/Monthly Grand Draws Terms and Conditions:

1. Each BD 50 maintained in the account will be eligible for one chance to enter the draws.
2. To qualify to enter the draw, deposits must be held in the account for 21 days after the cutoff date for the monthly draws.
3. The customer can only win once in the monthly draws/monthly grand draws during the full scheme from 1st July 2026 until 31st May 2027. 
4. The other current prevalent Al Hayrat Terms and Conditions shall continue to apply.

Weekly Draws Terms and Conditions:

1. Each BD 50 maintained in the account will be eligible for one chance to enter the weekly draw.
2. The balance must be maintained in the account until the cutoff date of the respective draw date to qualify for the draw.
3. The customer can only win once in the weekly draws during the full scheme from 1st July 2026 until 31st May 2027.  This condition will also apply and includes the 100 winners of BD 1,000 for the December 2026 and April 2027 Grand Draws.
4. The cutoff date for the draw is the Saturday of each week before the draw.
5. The other current prevalent Al Hayrat Terms and Conditions shall continue to apply.

Segment Draw Terms and Conditions:

The customer can only win one of the segment draw prizes which include the Youth Draws, Women Draws and Senior Clients Draws during the full scheme from 1st July 2026 until 31st May 2027.

Youth Draw Terms and Conditions:

1. The Al Hayrat Youth Draw is a special draw made to reward minors under the age of 21 during the qualification period of that draw.
2. The other current prevalent Al Hayrat Terms and Conditions shall continue to apply.
3. Every BD 50 saved earns one chance of winning.

Women’s Draw Terms and Conditions:

1. The Al Hayrat Women’s Draw is a special draw made to reward female customers aged 21 years and above, during the qualification period of that draw.
2. The other current prevalent Al Hayrat Terms and Conditions shall continue to apply.
3. Every BD 50 saved earns one chance of winning.

Senior Clients Draw Terms and Conditions:

1. The Al Hayrat Senior Clients Draw is a special draw to reward senior clients of ages 60 and above during the qualification period of that draw.
2. The other current prevalent Al Hayrat Terms and Conditions shall continue to apply.
3. Every BD 50 saved earns one chance of winning.

Salary Prizes Draw Terms and Conditions:

1. The Salary Prizes will be paid on a monthly basis by crediting the customers’ winning Al Hayrat account.
2. In the event of death of a customer who has won the prize, the Bank shall continue to deposit the monthly salary into the deceased customer’s account for the benefit of his/her legal heirs.

Luxury Vehicles Draw Terms and Conditions:

1. The Vehicle will have to be collected by the winner within the period advised by the Bank to the winning customer
2. The prize consists of the Vehicle only and excludes any other related costs such as motor insurance, traffic registration fees, etc.

To qualify to enter the draw, deposits must be held in the account for 21 days after the cut-off date.
Deposits held with BBK in the Kingdom of Bahrain are covered by the Regulation Protecting Deposits and Unrestricted Investment Accounts issued by the Central Bank of Bahrain in accordance with Resolution No. 34 of 2010.
All draws are held under the supervision of the Ministry of Industry, Commerce and Tourism.
For more information on how to enter the draw to become one of the lucky winners with Al Hayrat, visit any of our branches or call 17207777.

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